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Using an offset account and redraw facility effectively can help Australians cut years off their mortgage and save thousands in interest. An offset account reduces interest by linking your savings directly to your loan balance, while a redraw facility lets you access extra repayments if needed. This guide explains the difference, their benefits, and how to maximise both to pay off your home loan faster.
Using an offset account and redraw facility effectively can help Australians cut years off their mortgage and save thousands in interest. An offset account reduces interest by linking your savings directly to your loan balance, while a redraw facility lets you access extra repayments if needed. This guide explains the difference, their benefits, and how to maximise both to pay off your home loan faster.
Using an offset account and redraw facility effectively can help Australians cut years off their mortgage and save thousands in interest. An offset account reduces interest by linking your savings directly to your loan balance, while a redraw facility lets you access extra repayments if needed. This guide explains the difference, their benefits, and how to maximise both to pay off your home loan faster.
Using an offset account and redraw facility effectively can help Australians cut years off their mortgage and save thousands in interest. An offset account reduces interest by linking your savings directly to your loan balance, while a redraw facility lets you access extra repayments if needed. This guide explains the difference, their benefits, and how to maximise both to pay off your home loan faster.
