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The Term & Condition
Website Policy
This website policy includes a website that allows consumers to fill in questionnaires, forms andsurveys, loan applications, subscription services and online expert chat.
About this Website Policy
This website policy applies to this website, which is operated on behalf of PHANCY FINANCIALS PTY LTD ACN [669 634 897] and its related bodies corporate (we, us and our).
We are committed to protecting your privacy.
This policy explains how your personal information will be treated as you access and interact with
this website.
Our website privacy policy may change from time to time.
WE COLLECT
You request a demo of Bearer
We call you
You use Bearer
You receive emails from us
You chat with us for customer support
You opt-in to marketing messages
Collection and use of information
We may collect personal information from you directly or via your use of our services. We will onlycollect personal information which is reasonably necessary for, or directly related to, our functions oractivities.
WE COLLECT
You request a demo of Bearer
We call you
You use Bearer
You receive emails from us
You chat with us for customer support
You opt-in to marketing messages
Sensitive information
Sensitive information is any information about a person’s racial or ethnic origin, political opinion,membership of a political association, religious beliefs or affiliations, philosophical beliefs,membership of a professional or trade association, membership of a trade union, sexual preferencesor practices, criminal record or health information.
We will not ask you to disclose sensitive information, but if you elect to provide sensitive information itwill also be captured and stored.
WE COLLECT
You request a demo of Bearer
We call you
You use Bearer
You receive emails from us
You chat with us for customer support
You opt-in to marketing messages
Information from third parties
Our website also contains links to the websites of third party providers of goods and services (ThirdParty websites). If you have accessed Third Party websites through our website and if those thirdparties collect information about you, we may also collect or have access to that information as part ofour arrangements with those third parties
Where you access a Third Party website from our website, cookie information, information about yourpreferences or other information you have provided about yourself may be shared between us andthe third party.
WE COLLECT
You request a demo of Bearer
We call you
You use Bearer
You receive emails from us
You chat with us for customer support
You opt-in to marketing messages
Advertising and tracking
We may disclose your personal When you view our advertisements on a Third Party website, the advertising company uses 'cookies'and in some cases 'web beacons' to collect information such as:information:
- the server your computer is logged onto;
- your browser type;
- the date and time of your visit; and• the performance of their marketing efforts.
When you access our website after viewing one of our advertisements on a Third Party website, theadvertising company collects information on how you utilise our website (eg which pages you view)and whether you complete an online application.
Cookies
We use ‘cookies’ to provide you with better and more customised service and with a more effectivewebsite.
A ‘cookie’ is a small text file placed on your computer by our web page server. A cookie can later beretrieved by our webpage servers. Cookies are frequently used on websites and you can choose ifand how a cookie will be accepted by configuring your preferences and options in your internetbrowser.
We use cookies for different purposes such as:
- to allocate a unique number to your internet browsers;
- to customise our website for you;
- for statistical purposes;
- to identify if you have accessed a Third Party Website; and
- for stafor security purposes.tistical purposes;
IP addresses
Your IP address is the identifier for your computer when you are using the internet.
It may be necessary for us to collect your IP address for your interaction with various parts of ourwebsite.
Online applications
When you send a completed online application to us, we retain the information contained in thatapplication. We are able to then use that information to provide any financial services that yourequire.
You can also suspend and save online applications, so you can complete and send the applicationsat a later time. If you suspend or save your application, the information that you have entered will beretained in our systems so that you may recover the information when you resume your application.Online applications that have been suspended or saved may be viewed by us.
Security of information
The security of your information is very important to us.
We regularly review developments in security and encryption technologies. Unfortunately, no datatransmission over the internet can be guaranteed as totally secure.
We take all reasonable steps to protect the information in our systems from misuse, interference, loss,and any unauthorised access, modification or disclosure.
If we no longer require your information, and we are legally permitted to, we will take all reasonablesteps to destroy or de-identify the information.
We take reasonable steps to preserve the security of cookie and personal information in accordancewith this policy. If your browser is suitably configured, it will advise you whether the information youare sending us will be secure (encrypted) or not secure (unencrypted).
Direct marketing
We will not use or disclose sensitive information about you for direct marketing purposes unless you have consented to that kind of use or disclosure.
We may use your personal information for direct marketing purposes. If you do not wish to receive direct marketing communications from us or from other organisations, or wish to know the source of the information being used, you may submit a request to matilda.phan@phancyfinancials.com.au. We will respond to your request as soon as practicable.
Disclosure to overseas entities
We do not generally disclose personal information obtained from cookies to overseas entities in thecourse of our activities.
Please contact us on XXXX if you would like further information.
